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When you as a consumer is considering whether to use a credit repair company; or to try and do everything yourself. Here are some points to consider
1. Do you really have the time to attempt do it yourself credit repair?
2. Do you know what to do, and how to start the process?
3. Do you know which items to dispute and the ones not to dispute?
4. Do you understand the difference between a hard dispute or a soft dispute?
5. Do you know who reports your credit file information?
6. Do you know who complies your file information?
7. Do you you know what the staute of limitations refers to in reference to your credit file information?
8. Do you know who to send a cease and desist letter to?
9. Do you know who to send a debt validation letter to?
10.Do you know which order to start your dispute process?
11. If you are considering the purchase of a do it yourself credit repair kit;does the kit explain points (1) through (10) above?
If not, then you need the services of a professional click here Introduction